Here is a video from Washington DC Short Term Loan Customers, they give us the reasons they use Payday Loans. Sounds like the reasons why we use payday loans in Alabama. They also explain what they would do if payday loans are not available.

There is no one that has not been effected by the economy. I have talked to so many families that have lost their jobs and are just trying to get by until the job market turns around. I spoke to one man that was delivering newspapers. This is a good job for many people but not if you were in a Presidents position at a large company. As he put it the bigger they are the harder they fall and he fell fast. Many people are looking for ways to make money quickly and that need is what has kept the pawn shops buzzing with business. Many people go to a pawn shop to get loans on jewelry or even loans on Rolex watches. They can get the money fast from pawnshops where as many banks just are not loaning fast or slow! There is a pawn shop Huntington Beach and also one in Costa Mesa if you are familiar with Orange County. These pawn shops are there to help people sell things to have some money on hand or they can give you a loan against something if you want to be able to get it back. It is sad to think that many families are having to turn to pawn shops to make ends meet but it is fact. Another fact is we are lucky that there is someone out there to help or families would be in a desperate situation with no help in sight for them. We see a lot of shows even on TV about pawn shops because they have become a part of our culture. Even though they have been around for a long time they are more in demand now then ever before.

It does not matter where you go or who you are talking to you will find that this economy has hit everyone. Some harder then others but everyone every where is affected by the unstable economy. This has sent many families into a total budget remake. For instance more if us now use coupons on every trip we make to the store and we do not buy anything that is not on sale. There are still things that would be essentials and for those things we look for a cheaper way. The first thing that comes to mind is my trip to the eye doctor for me and two of my children. The bottom line was astronomical for three eyeglasses and at that moment I knew I had to find a different way to get quality eye wear at a better price. What I found I was not expecting. There is an online company that offers prescription eyeglasses for the same amount that I paid for tax on for my others! I could not believe it so I read on. This online company is #1 in online optical sales and there are no questions why. They make their own eye wear in the fashionable and current styles which saves them money. They have no middle man. They make them as we buy them. They pass that savings onto their customers so they are able to give their customers the glasses we want at such affordable prices we can afford to buy several pair. This company is the answer to a family being able to stay in budget and still get the eye wear they need.

The new year is upon us. There seems to be an all time record unemployment all across the nation.  This is keeping pawn and payday loan companies busy with the reduction of income, many need more extra money just to live. This has affected millions of us.   Just look at the housing market. In the current market you bid on a home foreclosure in a chance the owner and the bank will approve you bid the house. So it sounds like some parts of the housing market has moved into almost a pawn situation.

What next for us? That is anyone’s guess. Tell us what you think.

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Here is a way on How To Save Money By Eliminating 10 Things You Don’t Need. This a great no non-sense ways to reduce you monthly expenses. I am following 5 of them already. It is always great to save money. Saving money means making money, it puts it into your pocket.

Enjoy the video.