Payday Loans or “Quick Cash” loans come in real handy when you are short on cash. Today you can go to brick and mortar business for a payday loan or cash advance loan and you can even get online payday loans. The interest rates are a little healthy, but the speed and convenience of getting the cash quick to cover an unexpected expense overrides the costs.
These are the rules, laws and regulations of payday loans in Maryland.
Maryland Payday Loan Laws
Maryland Legislation State Information
Payday Loan Legal Status: Prohibited
Citation:
Consumer loan act applies. Md. Code Ann. Com. Law II § 12-301 et seq.
Small Loan Rate Cap
2.75% per month; 33% per year.
Regulator: Maryland Commissioner of Financial Regulation
Address:
500 North Calvert Street Suite 402
Baltimore MD 21202
Phone: (410) 230-6100
Fax: (410) 333-3866
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